Many people are unaware of the scale of disruption that Japanese Knotweed can have. Japanese Knotweed, also know as Fallopia Japonica, is a major concern for home owners. Whilst until recently mortgage lenders were unprepared to offer mortgages to properties which were suffering with Japanese Knotweed, they have now started to take a slightly more relaxed approach. Now some lenders are willing to lend; however, borrowers must keep some money back and have a structured plan setting out how they propose to remove the weed. The plant has an invasive root system and has been known to break through concrete foundations, roads, buildings and flood defences. The weed not only has to be removed but the ground beneath and around it then has to be treated, and this can take a number of years. Because...
Recent Changes to Lasting Power of Attorney (LPA) Forms
On Wednesday 1 July 2015, new Lasting Power of Attorney (LPA) forms were made available by the Office of the Public Guardian (OPG). The OPG has advised that the new forms for both Property and Financial Affairs LPAs and Health and Welfare LPAs will be simpler and clearer and therefore faster to complete. Under the new regime, the requirement for a second Certificate Provider has been removed. However, other safeguards remain the same, such as the need for an independent witness or witnesses and someone certifying that the Donor has capacity. The OPG will be accepting both the old and new versions of LPA forms for the next six months. From Wednesday 1 July 2015 until Friday 1 January 2016, a Donor can use either the old or new versions of the forms to create and register an LPA.
If an old LPA...